Personal Banking
Money

Checking Accounts

If you're looking for a low cost way to manage your money, avoid fees, earn interest, or all of the above, The Bank of Kentucky has a checking account for you.

We offer checking accounts designed to fit your needs and lifestyle with state-of-the-art technologies like check imaging, internet banking, online bill payer and more.

Call or visit any of our banking centers and let a customer service representative help select the best account for you.




  Express Freebie Easy Checking The Pioneer NOW Elite
Minimum Balance No No $750 No $1,000 $2,500
Monthly Fee No No $9.00 if balance falls below minimum No $12.00 if balance falls below minimum $12.00 if balance falls below minimum
Earns Interest No No No Yes
Rates
Yes
Rates
Yes
Rates
Check Images Online and e-mailed statement with images Online Online and returned with statement Online and returned with statement Online and returned with statement Online and returned with statement
Internet Banking and Online Bill Pay No charge
Demo
No charge
Demo
No charge
Demo
No charge
Demo
No charge
Demo
No charge
Demo
Advantages A free checking account for people on the go. Includes four totally free ATM transactions per month. A free, day-to-day checking account. Includes first set of checks free, no monthly fees, and unlimited check writing. All the advantages of the Freebie with traditional account reporting including: detailed statements and check images returned. An interest bearing account designated for our friends age 50 and older which includes free: Travelers checks 1st Year, Safe Deposit box rental, and Unlimited club style checks free Interest-bearing account with no monthly fees (minimum balance required). Includes unlimited club style checks free. Premium interest rates tiered by account balance with unlimited check writing. First set of club style checks free.

 

Included with every checking account:

* At any of our 41 ATM locations


Express Checking

Free Checking for People On the Go

Visit any of our conveniently located banking centers.




Freebie Checking

Free Checking and More

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Easy Checking

Benefit from having a Larger Relationship with Us

OR Imposition of fees may be avoided if one of the following balances is maintained:

Visit any of our conveniently located banking centers.




The Pioneer Account

Free Checking Account with Added Benefits for our Friends 50 and Older

Visit any of our conveniently located banking centers .




NOW Account

Earn Interest on your Checking from Day One

OR Imposition of fees may be avoided if one of the following balances is maintained:

Visit any of our conveniently located banking centers.




Elite Checking

Earn a High Rate of Interest with Unlimited Check Writing

Visit any of our conveniently located banking centers.

All Bank of Kentucky Checking accounts are subject to credit application approval and are subject to The Bank of Kentucky's online banking and EFT disclosures.

All Bank of Kentucky Checking accounts that earn interest are calculated using an Annual Percentage Yield (APY) and are accurate as of the date listed on the rate sheet. Rates may change at anytime after the account is opened and monthly service fees (where applicable) may reduce earnings. Interest is compounded daily and credited monthly. Checking accounts may be closed at anytime without penalty. Deposits are FDIC insured up to $100,000. Minimum balance required on the NOW, Easy, and Elite Checking accounts